How to Pay Off Your Mortgage In 5-7 Years
10 video

The Kwak Brothers: How to Pay Off Your Mortgage In 5-7 Years


Published on: Friday, May 31, 2019

How to Pay Off Your Mortgage In 5-7 Years

How To Pay Off Your Mortgage In 5-7 Years WITHOUT making more money or changing your lifestyle! This is the newest and the utmost updated version of our videos! If you want to learn How to Pay off Your Mortgage Faster or How to Pay off Your Mortgage Early, this is it! Enjoy!

Download Our FREE HELOC Calculator and Ebook: Visit

Check out the SEQUEL Video on how to use this strategy to CREATE Passive Income:

0:00 - Introduction to Sam Kwak
0:46 - Debt Free Acceleration (Accelerated Banking Strategy) Introduction
2:05 - The problem with your mortgage
7:35 - Refinancing the Mortgage is a Problem
10:35 - Introduction to the HELOC
13:39 - Average Daily Interest
15:40 - Recap of the HELOC
16:13 - HELOC Strategy Overview
21:52 - Average Daily Interest Example
25:15 - 1st Lien HELOC - Replace Your Mortgage
26:00 - HELOC Calculator Giveaway

SUBSCRIBE for more helpful real estate related videos!

Ever wonder how you may be able to pay off your #mortgage within 5-7 years (depending on your situation) without sending double payments to the bank, changing your current level of income or not #refinancing? If you want to learn how to pay off your mortgage early or faster, Sam Kwak is going to show you a strategy in how you can use a different method/instrument to pay off your mortgage quicker! This strategy is called the "Debt Free Acceleration" Strategy. This strategy has many other names such as "Velocity Banking", "Mortgage Acceleration", "Accelerated Debt Reduction", "HELOC Strategy", and more!

We first need to understand how mortgages work. In this strategy, we are using a Home Equity Line of Credit (HELOC) as a leverage to pay off the mortgage quicker and still maintaining our income and expenses as how they are. You can also use other instruments such as Business Line of Credit, Personal Line of Credit, or Credit Cards for the purpose of this strategy. The beautiful thing about this strategy is that it allows us to take an inefficient debt and convert it over to a much efficient debt.

The emphasis on this strategy is mainly on cash flow and principal balance reduction. The adage strategy of taking your hard-earned money you earn and paying extra toward the principle is an old school strategy. While it works, the Debt Free Accelerator Strategy is a much more efficient way of paying off an amortized debt because it takes advantage of the maximum income utilization. This strategy will also work on Student loans, car loans, personal loans and so forth! Don't let the banks trick you with their amortized products!!!

You can expect to pay off your mortgage faster and early with this strategy!

Would you be interested in more information and download our FREE HELOC Calculator?

Be sure to subscribe to our YouTube channel for more Real Estate Investing tips and tricks!


#heloc #mortgagepayoff #helocstrategy

DISCLAIMER: Sam Kwak is not a licensed mortgage broker, not real estate agent, not a Certified Financial Planner, not a licensed attorney, and not a Certified Public Accountant. Viewers will consult with their professionals prior to engaging in any financial strategies. Not everyone will experience 100% success rate with using this strategy. This strategy does require equity, a good standing with your current mortgage and the patience to use the strategy. The result of paying off your mortgage within 5-7 years is atypical but it represents a likely possible outcome for individuals who use this strategy. We (Novo Elite and DBA The Kwak Brothers) does not warrant a promise or a guarantee any specific outcomes and/or results from the use of this strategy.


Show more